Today's Best GIC Rate

Today's GIC Rates for ON

Long Term GIC Rate

Non-Registered ANNUAL Non-Registered MONTHLY PAY Non-Registered CORPORATE RRSP RRIF TFSA
1yr GIC 1.83% 1.66% 1.76% 1.76% 1.76% 1.76%
2yr GIC 2.05% 1.93% 2.05% 2.05% 2.01% 2.01%
3yr GIC 2.10% 1.97% 2.10% 2.10% 2.05% 2.05%
4yr GIC 2.15% 2.00% 2.10% 2.10% 2.10% 2.10%
5yr GIC 2.35% 2.20% 2.35% 2.35% 2.30% 2.30%

Cashable GIC Rates

Individual 1.41%
Corporate 1.25%

Short Term GIC Rates

30 to 59 days 0.95%
60 to 89 days 1.20%
90 to 119 days 1.25%
120 to 179 days 1.25%
180 to 269 days 1.57%
270 to 364 days 1.61%

Savings / Chequing Account

Individual 1.00%
Corporate 0.85%
RSP 1.00%
TFSA 1.00%
US Dollar 0.25%

Ontario

To get our highest available GIC interest rates in Ontario, please review the list below for a GICdirect Associate Office, scroll down the page for the provincial map or search by your city and province for a location near you.

Please call us at 1-877-551-7283 if you require assistance.

GIC interest rates are subject to change without notice.

Search Locations