Today's Best GIC Rate

Today's GIC Rates for ON

Long Term GIC Rate

Non-Registered ANNUAL Non-Registered MONTHLY PAY Non-Registered CORPORATE RRSP RRIF TFSA
1yr GIC 2.08% 1.88% 1.95% 1.75% 1.70% 1.70%
2yr GIC 2.27% 2.06% 2.15% 2.00% 1.85% 1.85%
3yr GIC 2.30% 2.10% 2.20% 2.15% 1.95% 1.95%
4yr GIC 2.31% 2.10% 2.25% 2.20% 2.01% 2.01%
5yr GIC 2.40% 2.10% 2.40% 2.30% 2.10% 2.10%

Cashable GIC Rates

Individual 1.45%
Corporate 1.45%

Short Term GIC Rates

30 to 59 days 1.25%
60 to 89 days 1.30%
90 to 119 days 1.35%
120 to 179 days 1.30%
180 to 269 days 1.57%
270 to 364 days 1.61%

Savings / Chequing Account

Individual 1.00%
Corporate 0.85%
RSP 1.00%
TFSA 1.00%
US Dollar 0.25%

Ontario

To get our highest available GIC interest rates in Ontario, please review the list below for a GICdirect Associate Office, scroll down the page for the provincial map or search by your city and province for a location near you.

If you don't see an office near you, please click here for our online application. At this time the online application form is available for non-registered GIC's only.

Please call us at 1-877-551-7283 if you require assistance.

GIC interest rates are subject to change without notice.

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